Health Benefits

North Carolina State Health Plan and Supplement Polices

UNC Asheville offers medical insurance through the North Carolina State Health Plan and supplemental wellness insurance polices through the NC Flex program.

Medical Insurance

The North Carolina State Health Plan offers a choice between two Preferred Provider Organization (PPO) plans.  Features of the PPO plan include:

• Network availability in all 100 North Carolina counties.
• No deductibles or co-insurance for in-network physician visits; only co-pays apply.
• Discounted health programs.
• An Employee-Spouse, Children and Family tiers available for dependent coverage.

Supplemental NC Flex Benefits

NCFlex is a program of pre-tax benefits plans available for State agency and university employees, and offers the following plans:

• No-cost Core Accidental Death & Dismemberment policy for employees
• Voluntary Accidental Death & Dismemberment
• Cancer Insurance
• Critical Illness
• Dental Plan
• Flexible Spending Plans
• Dependent Care Flexible Spending Account
• Group Term Life
• Vision Care Plan

All NCFlex plan benefits operate on a calendar year basis, January 1 through December 31.

Employees who work 20 or more hours per week in a permanent, probationary, or time-limited position are eligible for the NCFlex program. Newly hired employees must enroll within 30 days of their employment at UNC Asheville and participation begins the first day of the month following the employment start date.

Employees who do not enroll in NCFlex benefits within the first 30 days of employment are eligible to enroll during annual enrollment period; however, waiting periods and evidence of insurability may apply and coverage could be denied in some cases. Please visit the NCFlex Web site at www.ncflex.org for details.

If you have a change in family or employment status, please contact the Benefits Representative within 30 days of the event for information about making changes to your benefits.

• 2012 NCFlex Enrollment Guide