Supplemental Insurance

Unfortunately, accidents that can limit or even end your ability to earn an income can happen at any time.  A variety of income protection plans are offered to eligible UNC employees.  Optional life, cancer, hospitalization, and accidental death and dismemberment plans are available to employees through several companies and associations. 

Supplemental Disability Income Plans

The university offers Supplemental Disability programs though Liberty Mutual for employees enrolled in the Teachers’ and State Employees’ Retirement System and through The Standard for employees enrolled in the Optional Retirement Program.

These plans are designed to fill in the gaps of the State’s plan for the first year of employment and provide a supplement during the short-term and long-term periods of the State’s plan.Employees pay the full cost of coverage.

Liberty Mutual

• Summary of Coverage
• Certificate of Insurance (Liberty Mutual)

The Standard

• Calculate your premium (The Standard)
• Certificate of Insurance (The Standard)

Supplemental Insurance (life, auto, home, disability, etc.)

• American Family Life Assurance Company of Columbus (AFLAC) (Contact their local agents:  Janney and Janice Husebo, 828.296.9400.)
• State Employees Association of North Carolina (SEANC) For more information, contact the SEANC Insurance Department at 800-222-2758 or visit their website.