Supplemental Disability Insurance

Unfortunately, accidents that can limit or even end your ability to earn an income can happen at any time.  A variety of income protection plans are offered to eligible UNC employees. including supplemental disability coverage.

Supplemental Disability Income Plans

The university offers Supplemental Disability programs though Liberty Mutual for employees enrolled in the Teachers’ and State Employees’ Retirement System and through The Standard for employees enrolled in the Optional Retirement Program.

These plans are designed to fill in the gaps of the State’s plan for the first year of employment and provide a supplement during the short-term and long-term periods of the State’s plan. Employees pay the full cost of coverage.

Supplemental Disability Programs 

Additional Insurance Options through SEANC



Deborah Rapetski, CRC©
Retirement Education Counselor | North Carolina Total Retirement Plans:  401k | 457 | 403b
Prudential Retirement  |  3100 Smoketree Court  |  Suite 1004  |  Raleigh, NC 27604
Cell: (828) 230-3655  | | fax: (866) 439-8602

Please use the following link to schedule a virtual consultation: 


Prudential Retirement provides the communications and recordkeeping services for the NC 401(k) and NC 457 Plans and the NC 403(b) Program. 
With the exception of the NC Stable Value Fund and the NC Fixed Income Fund, the investments offered to you within the NC 401(k) and NC 457 Plans 
are not offered by or affiliated with Prudential Financial or any of its companies or businesses. 
Prudential Retirement is a Prudential Financial business.